Our client is a leading furniture and appliance retailer. They are looking for a Senior Credit Risk Analyst to join their Finance and Credit Risk team.  

Candidates who are interested should be a Senior Student with at least 5 years’ experience in all areas of the credit life cycle, as well as experience with scorecards, analytics and portfolio management. You should have a high proficiency in SQL or SAS. You should be able to query and interpret data quickly and clearly. You should be a self-motivated driver with strong problem assessment and decision-making abilities, who pay attention to detail and have a methodical approach to your work. 

Responsibilities will include: 

• Establishing optimal credit risk policies and limit calculations. 

• Analysing current strategies.  

• Building A/B testing strategies. 

• Defining rules to manage exposure based on customer performance. 

• Assisting the project manager, business analyst, system development and IT teams to design solutions that set the business up for future success. 

• Engaging in a consultative role with the Marketing and Collections operational teams to streamline their mandates. 

• Producing monitoring reports.  

• Mentoring and upskilling of junior analysts. 

• Ensuring that the business is compliant with regulations and external data providers, that is, credit bureaus. 

For more information, please contact Henda ([email protected] or +27 (0)83 603 2961).